KINERJA KEUANGAN MENGGUNAKAN METODE RGEC PADA BANK BJB SYARIAH, BANK ACEH SYARIAH DAN BANK NTB SYARIAH TAHUN 2018-2022

Linda, Safitri (2024) KINERJA KEUANGAN MENGGUNAKAN METODE RGEC PADA BANK BJB SYARIAH, BANK ACEH SYARIAH DAN BANK NTB SYARIAH TAHUN 2018-2022. Diploma thesis, Universitas KH. Abdul Chalim.

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Abstract

This research was motivated by a decline in financial performance due to the conversion process of Regional Development Banks into Sharia Commercial Banks as well as cases of fraud committed by bank employees, resulting in losses of billions of rupiah.
This research aims to determine the financial performance using the RGEC method at Bank BJB Syariah, Bank Aceh Syariah and Bank NTB Syariah in 2018-2022. In this context, financial performance has an important role because it can be used as a tool to measure the health level of a bank.
The method used in this research is a quantitative method using secondary data in the form of audited annual financial reports (annual reports) at BJB Syariah bank, Aceh Syariah bank and NTB Syariah bank from 2018-2022. The analytical method in this research applies three stages. The first stage, collecting financial performance data related to the RGEC variable. Second, calculate the health level of the three banks for each RGEC variable indicator and classify them into the bank health ranking that has been determined. Third, compare and determine the ranking of the three banks to find out which bank is the healthiest.
The results of the research show that the health of banks using the RGEC method at BJB Syariah banks in 2018-2020 was ranked 4th in unhealthy condition. Meanwhile, in 2021-2022 there was an increase in the quite healthy predicate ranking with rank 3. Aceh Syariah Bank received rank 1 in 2018 to 2019 which was rated very healthy. Three years later it was ranked 2nd with a healthy predicate. Meanwhile, NTB Syariah bank during 2018-2022 received rank 2 in a row in the healthy category. So, from the ranking of the three banks, it can be concluded that Aceh Syariah bank is the healthiest bank because it received the highest score and ranking compared to BJB Syariah bank and NTB Syariah bank.

Item Type: Thesis (Diploma)
Uncontrolled Keywords: Financial Performance, RGEC Method (Risk Profile, Good Corporate Governance. Earning and Capital)
Subjects: L Education > L Education (General)
Q Science > Q Science (General)
Divisions: Fakultas Syariah > Perbankan Syariah
Depositing User: S1 PS UAC
Date Deposited: 31 Oct 2025 09:36
Last Modified: 31 Oct 2025 09:36
URI: http://repository.uac.ac.id/id/eprint/5109

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